dynamic withdrawal strategy

Economics-Based Financial Planning -- My Presentation to Wade Pfau's Retirement Income Institute — Photo by RDNE Stock projec

Cut 4% Rule, Boost 15% Financial Planning Flexibility

Morningstar reports that 70% of retirees wiped out $15,000 or more of their portfolios during a five-year pullback when they adhered to a static 4% rule. A flexible withdrawal strategy can reduce that exposure by adjusting payouts to market conditions. Financial Disclaimer: This article is for educational purposes only